5. Set the intention to have a reserve fund. To reserve fund is to prepare for when the source of income in your family have a problem so it does not work (such as bankruptcy or the occurrence of getting fired business, for example). Thus, if your husband or your in-PHK, in business or go bankrupt, the reserve fund can be used to your family life during the next few months. Perhaps for 3, 6, 9, to 12 months ahead, at least until there is a permanent source of income again. +

I never fed-bosannya reminded of the importance of this reserve fund, because the existence of the reserve fund is important. How is the size of the earnings in your family, if there is no reserve fund, the financial system in your family is vulnerable.