If you want to prepare your finances better in thIs year , then I have tips that may be useful for you can apply in your family

1.From now on, pay routine expenses of the family only a routine entry. That is so, if your family always get the routine of Rp 1 million per month, and the family is routine expenditure of Rp 900 thousand per month, then you should pay the routine expenses of Rp 1 million cash earlier. Thus, the budget will remain balanced.